A licensed Malta accounting & audit firm. Vacei is the software we build and run — the machines do the volume, our accountants and auditors do the judgement, the risk and the call.
Quotes within 24 hoursManaged bookkeeping from €24/mo self-employed, from €49/mo companyFree accounting health check
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You've been running on spreadsheets and endless email threads.
Chase. Re-key. Reconcile. Repeat.
Now it's time for a new way to work. A4 Services: An AI-native accounting & audit firm.
You've been running on
AI-native audit. We rebuilt the firm around it.
The machines do the volume. Our people do the judgement.
AI-native
audit.
We rebuilt the firm around it.
Most of the industry bolts AI tools onto firms that still sell hours. A4 works the other way around — a licensed Maltese accounting and audit firm running on Vacei, the platform we built ourselves. The machines do the volume: collecting documents, coding transactions, reconciling, preparing the file. Our accountants and auditors do the judgement, the risk and the hard conversations.
AI agents check every transaction in real time, and a licensed professional approves every figure before you see it. Faster closes, deeper assurance, no year-end surprises — at a fixed fee.
Your dedicated team
Meet the managing partner behind A4
A4 Services Ltd. is registered as an accountancy and audit firm in Malta, registration AB/2/22/01. Meet the managing partner responsible for the firm.
A4 performs independent audits for eligible clients, subject to engagement acceptance and an independence assessment. If A4 keeps your books, a separate partner audit firm carries out the audit or review. Your written engagement identifies the appointed audit firm, scope, fee and each firm’s responsibilities. Documents, requests and progress are managed through your A4 client portal.
Most firms hand back a set of accounts once a year and leave the other eleven months to you. This is what a year with A4 actually looks like — scroll through it.
Whatever arrives
Your ledger
Filed
Financial statements
Signed & filed
01However it arrives
Whatever you’ve got
A carrier bag of receipts, a shared drive, three years of bank statements, or a half-finished set of books from the last accountant. We start from where you actually are.
02Every month
Books that balance
Bookkeeping kept current rather than reconstructed in a panic each spring, with management accounts you can actually read between the year-ends.
03Every deadline
Filed on time
VAT returns, payroll and FS3s, provisional tax. The Malta compliance calendar handled in the background, so nothing arrives as a surprise letter.
04At year end
Statements prepared
GAPSME financial statements built from the ledger you have been watching all year — not from a spreadsheet assembled the week before the deadline.
05And then
Audited and signed
When an audit is required, we confirm the independent audit arrangement. If A4 keeps your books, a separate partner audit firm performs the audit. Your engagement identifies who signs the opinion and provides filing support.
01
However it arrives
Whatever you’ve got
A carrier bag of receipts, a shared drive, three years of bank statements, or a half-finished set of books from the last accountant. We start from where you actually are.
02
Every month
Books that balance
Bookkeeping kept current rather than reconstructed in a panic each spring, with management accounts you can actually read between the year-ends.
03
Every deadline
Filed on time
VAT returns, payroll and FS3s, provisional tax. The Malta compliance calendar handled in the background, so nothing arrives as a surprise letter.
04
At year end
Statements prepared
GAPSME financial statements built from the ledger you have been watching all year — not from a spreadsheet assembled the week before the deadline.
05
And then
Audited and signed
When an audit is required, we confirm the independent audit arrangement. If A4 keeps your books, a separate partner audit firm performs the audit. Your engagement identifies who signs the opinion and provides filing support.
See A4 in action
The A4 advantage, in two minutes.
TheA4advantage,
in twominutes.
Play intro
Results
Work from our case studies
Published summaries of bookkeeping, audit and payroll engagements. Client identities are withheld for confidentiality; outcomes relate to each engagement.
A4 rebuilt the ledger from source documents, reconciled every account and restored monthly reporting — with a fixed fee agreed before work started.
Anonymised engagement summary. Client identity withheld for confidentiality. Results describe the individual engagement and are not a guarantee for future work.
First statutory audit delivered ahead of the MBR deadline
Our audit team scoped the engagement upfront, closed the fieldwork in four weeks and filed ahead of the MBR deadline with a signed opinion from a licensed audit firm.
Anonymised engagement summary. Client identity withheld for confidentiality. Results describe the individual engagement and are not a guarantee for future work.
Payroll and FS5 submissions automated for a 40-person team
A4 integrated payroll processing, automated FS5 filing and gave HR a single portal view — with our accountants reviewing every run before submission.
Anonymised engagement summary. Client identity withheld for confidentiality. Results describe the individual engagement and are not a guarantee for future work.
Existing anonymised feedback published by A4. Client names are withheld; these quotations are not independent review ratings.
Anonymised client feedbackiGaming operator
“We went from chasing spreadsheets to one portal with clear deadlines. Bookkeeping is finally current and we know exactly what audit will cost.”
IO
Director
iGaming operator
Anonymised client feedbackImport & distribution
“A4 picked up our overdue filings without drama — fixed price, no surprises, and a team that actually responds the same day.”
I&
Founder
Import & distribution
Anonymised client feedbackConstruction & property
“Our first statutory audit was handled properly: scoped upfront, signed on time, and filed before the MBR deadline.”
C&
Company secretary
Construction & property
Anonymised client feedbackHospitality group
“Payroll, VAT and bookkeeping in one portal changed how we operate — we see deadlines coming and our accountant catches issues before they become penalties.”
HG
Operations manager
Hospitality group
01 / 04
Insights & resources
Latest thinking from A4
Practical guidance on compliance, technology and running a business in Malta — published regularly.
Pick what you need. See the price.Pickwhatyouneed.See theprice.
Answer a few questions. The price appears as you go — no form, no callback, no hidden “from” prices.
Question 1 of 7
What do you spend a month?
Entity and monthly spend set the base bookkeeping fee. Pick the band a typical month falls in — a rough figure is fine.
What counts, exactly?
Your monthly expenses are the money that leaves the business in a typical month — supplier bills, wages, rent, software, everything you spend. Exclude VAT, loan repayments, and transfers between your own accounts. New or seasonal business? Use your average over the last three months. We confirm the figure before anything is agreed.
Self-employed, or a company?
Together with the spend band below, this sets the base bookkeeping fee. High transaction volumes and extra bank accounts add to it later.
What this sets
Pick a band — we cannot price the bookkeeping without one, and we will not guess at the cheapest.
Spend, not turnover, and not the number of transactions — busy transaction bands and extra bank accounts are asked separately and add on top.
Each proposal lists your services, volumes, reporting periods, fee and responsibilities before work begins. Bookkeeping entry prices cover the stated bookkeeping scope. VAT, payroll, tax, statutory accounts, corporate services and audit are included only when listed in your proposal.
01
Monthly bookkeeping
Document capture, coding and posting, one bank account reconciled, and accountant review. Your quote reflects monthly spend, additional bank accounts and the start month. Onboarding, opening balances and catch-up work are confirmed before acceptance.
Agree a monthly close with reconciliations and accountant review, monthly or quarterly management reports, and any year-end GAPSME or IFRS statements required. Your proposal sets the reporting frequency and deliverables.
A written gap report, prioritised remediation plan, reconciliations and supporting schedules, policy and disclosure review, and a referenced pack for your auditor. Agree the period and balances covered. The independent audit is a separate engagement.
The accepted engagement sets the financial period, reporting framework, appointed audit firm and fee. Agree planning, fieldwork, disclosure review, the auditor’s report, management letter and filing support. Where A4 keeps the books, a separate partner audit firm performs the audit.
Provide complete records and respond to queries within the agreed timetable. Taxes, registry fees, third-party fees and additional work are identified separately in the proposal. Changes to scope are agreed before additional work begins. Monthly retainers are billed monthly with a 12-month minimum; all fees exclude VAT.
You send us the paperwork and we keep the books: every document coded, the bank reconciled, and figures you can rely on each month. From €24 a month if you are self-employed, from €49 for a company, including one bank account. The fee follows your monthly volume — no per-document fees, no hourly meters.
A qualified accountant is on the file at both prices — there is no software-only plan. All fees exclude VAT. Under A4’s policy, we do not audit or review books we keep. When you need an audit or review, we find a partner audit firm for you and include it in your portal. Your engagement confirms the appointed firm, scope, fee and responsibilities.
We combine professional advice with digital efficiency.
A4 Services Limited is an independent member of BOKS International. Through this association, we support clients who require cross-border professional assistance — moving you from reactive finance administration to structured financial management.
BOKS International member
01Professional advice from qualified experts
02Digital efficiency through one portal
03Cross-border support via BOKS International
04A move from reactive admin to structured management
A modern alternative
From traditional firms to modern accountingFromtraditionalfirmsto modernaccounting
Many businesses are used to accounting firms that work reactively. A4 Services is built differently — we combine professional expertise with modern systems.
Traditional accounting firm
Manual document collection
Long email chains
Limited visibility
Reactive communication
Delayed reporting
Disorganised records
BeforeThe old way of working
A4 Services
Dedicated client portal
Digital document workflows
Automated bookkeeping options
Clear deadline tracking
Professional review
Faster communication
AfterThe same work, with A4
Our clients
We support businesses operating in Malta — across a wide range of sectors.
We understand the local compliance environment, reporting obligations, VAT requirements and practical challenges faced by businesses in Malta. Whether you are launching a new company, managing growth, or preparing for audit, A4 Services can support you.
01/ 03
Startups & growing companies
From first incorporation through scale-up and funding.
02/ 03
Local & international trading businesses
Cross-border trade, VAT and multi-entity reporting.
03/ 03
Regulated entities & HNW individuals
Statutory audit, compliance and private structures.
When should you contact A4 Services?WhenshouldyoucontactA4 Services?
Speak to us if you need an accounting firm in Malta, your company requires a statutory audit, your bookkeeping is behind, or you want better visibility over your business numbers.
Yes. A4 Services Limited is a Malta-based accounting and audit firm providing accounting, statutory audit, tax, VAT, payroll, fractional CFO and automated bookkeeping services for modern businesses.
A4 performs independent audits for eligible clients, subject to acceptance and an independence assessment. If A4 keeps your books, a separate partner audit firm performs the audit or review. Your written engagement confirms the appointed firm, scope, fee and responsibilities. Documents and progress are coordinated through your A4 portal.
You upload documents to one secure workspace. Our systems process, extract and match the information, and our team reviews, reconciles and finalises your records — with deadlines, requests and reports tracked in one place.
Yes. We regularly help businesses bring overdue bookkeeping up to date, then keep it current through automated monthly workflows reviewed by our team.
Yes. As an independent member of BOKS International, we can support clients who require cross-border professional assistance.
From startups, freelancers and consultants to scaling companies, local and international trading businesses, regulated entities and high-net-worth individuals.